Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! There doesn’t seem to be a process for graduating to an unsecured card. Many major banks offer secured credit cards, including Bank of America, Capital One, Citi, Discover, USAA, U.S. Bank, and Wells Fargo. Open Sky Credit card. Blue Sky Bank’s Preferred Points Rewards Card is ideal for business owners who want to earn cash back for their business purchases for a low annual credit card fee. View full review. Precious Metals Saving Account. American Express. ... A Division of Capital Bank N.A. Or any other chick credit card that carries the same bank that I had credit cards with. Capital Bank provides the best of banking — the personalized experience of a community bank, and the sophisticated technology of a large bank. Lifetime Low Rate Guarantee. Learn about credit cards from Capital One and see which card is right for you. You get a variable rate of 17.70 percent. Contact Capital Bank customer service. Discover more. Open Sky Credit Card. Years ago I had a similar issue with Orchard/HSBC (now Capital One) whenever I made multiple "large" payments in the same month ("large" in quotes because back then, they considered $200 "large") Like all secured credit cards, this Visa card requires a fully-refundable security deposit up front that guarantees a cardholder's credit line. Capital One can help you find the right credit cards; checking or savings accounts; auto loans; and other banking services for you or your business ID #2210654 Review #2210654 is a subjective opinion of poster. Your credit is not a factor, no checking account required, all applications are accepted! Update February 18, 2021 @ 8:00 a.m. - All electronic banking services continue to be available as normal. Amex allows reopening a closed card without a hard pull and with the same account number (), even a card that was voluntarily closed ().This can be done for 30-days after closing (), or possibly 90 days (), or possibly even up to a year (citation needed). Small Business Loans. OpenSky® Secured Visa® Credit Card is a card targeted at consumers hoping to build or improve their credit. Only mortgage activity by Credit Karma Mortgage, Inc., dba Credit Karma is licensed by the State of New York. 1 1. Offering a range of UK Credit Cards, find the card to suit you and your needs. Travel and miles rewards, cash back, business credit cards and more. Credit bureaus: Reports as secured. Capital Bank can be reached at 855-763-6736. show more… They dont even run a credit check. Dear Sirs, Do you do customer service for the Open Sky credit card? and it did nothing but charge me and cause headaches. Gift Card & Loyalty Programs. You can call Capital Bank at (888) 227-2792 toll free number, write an email, fill out a contact form on their website www.capitalbank-us.com, or write a letter to Capital Bank, 333 Fayetteville St Ste 800, Raleigh, North Carolina, 27601-2950, United States. The OpenSky® Secured Visa® Credit Card from Capital Bank is a good card that can help you rebuild your credit. For 15 years, Capital Bank continued to grow and expand to meet the needs of the Capital Region. Credit Card Processing. BBB Business Profiles may not be reproduced for sales or promotional purposes. Rewards points can be viewed and redeemed at any time. Source(s): www.openskycc.com www.capitalbankmd.com. PO Box 182477. The Open Sky(SM) Secured Visa(R) Credit Card is issued by Capital Bank. SkyBank Financial ensures the most competitive pricing through our Lifetime Low Rate Guarantee. In 2011, Capital Bank joined forces with a strong community bank in the Southern Tier of New York State. Personal Checking Our basic and interest-bearing accounts were designed to accommodate you, around the clock, wherever you are — with mobile banking on the go and 24/7 online banking with bill pay. available under this Agreement as of September 30, 2020. Comment Donate. To determine exactly what’s going on, you may want to contact your debit card issuer and Capital Bank, the issuer of the Open Sky Secured Card. Capital Bank Questions . Electronic Checks & ACH. But with responsible card use, you might be offered a chance to apply for an unsecured card with Merrick Bank. This is a pretty good rate for this category. Capital Bank != Capital One Bank. There are also smaller banks that offer secured cards. Instead, you’ll pay a security deposit between $200 and $3,000. When you open an OpenSky account, the company won’t check your credit to determine if you qualify for the card. 669 talking about this. Helpful 0 Not helpful 0. 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